Most people aren’t highly paid influencers or highly paid anything. Everyone with an income can invest something every month. $10, $100, $1000… whatever you can afford. Pay yourself first, as they say. Use dollar cost averaging and put money into a Roth IRA, mutual fund, etc each month. Reinvest dividends and capital gains. And as you approach retirement shift your assets to get more dividends. That’s a proven way to get an income stream that can create financial independence in retirement. Slow and steady wins the race for most of us.