Yes indeed. I just spoke with a very nice SHIP counselor about options for my Medicare/Medicaid dual eligible disabled daughter. I think she gave me some incorrect information, and getting to the right person in the state Medicaid system has so far proved elusive. I’ve spoken with private carriers about their dual eligible Medicare Advantage SNP plans, and that might be the way I go , but to your point, they are selling a product and that always leaves me wondering what they’re not telling me.